1. Stir together pudding mix and half-and-half in medium saucepan. Cook over medium heat, stirring constantly, until mixture comes to a full boil. Remove from heat.
2. Add chocolate chips; stir until chips are melted and mixture is smooth.
3. Spoon into demitasse cups or small dessert dishes. Press plastic wrap directly onto surface. Refrigerate several hours or until chilled. Garnish with whipped cream; sift cocoa over top, if desired.
*Do not use instant pudding mix.
Makes 8 servings.